Best Real Estate Agents in Fernandina Beach, FL• Updated
Looking for the best real estate agent in Fernandina Beach, FL? This page ranks the top realtors in Fernandina Beach by actual transaction data — not reviews or paid ads. Whether you want to find a top listing agent in Fernandina Beach, FL or buy a home in Fernandina Beach, our 2026 rankings use verified sales records, days on market, and price retention to surface the highest-performing agents.
Market Pulse: Opportunity 📈
The Fernandina Beach, FL real estate market is currently a Buyer's Market. Homes are retaining 98% of their value (Sale Price to List Price Ratio). With 445 active listings and 20 closed sales this month, inventory remains at 17.7 months of supply. Trends over the last half-year show median values moving up by 8%, while Average Days on Market has decreased by 5%. Listings in Fernandina Beach are moving 6 days faster than the Nassau average.
Top Listing & Buyer's Agents in Fernandina Beach, FL
Detached Homes
Entry Level Detached Home Market Trends Median Price Market Trend The average price in the Entry Level Detached Home segment has risen by 6% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Detached Home is increasing, with homes now staying on market for 82 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Detached Home market is shifting towards buyers, with the Sale Price to List Price Ratio now at 93%.
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Mid-Market Detached Home Market Trends Median Price Market Trend Prices in the Mid-Market Detached Home tier have stabilized over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Detached Home is decreasing, with homes now staying on market for 42 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Detached Home has stabilized over the last 6 months, with sellers receiving 98%.
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High-End Detached Home Market Trends Median Price Market Trend The average price in the High-End Detached Home segment has softened by 21% over the last 5 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Detached Home is increasing, with homes now staying on market for 143 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the High-End Detached Home market is strengthening, with the Sale Price to List Price Ratio now at 110%.
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Ultra-Luxury Detached Home Market Trends Median Price Market Trend The average price in the Ultra-Luxury Detached Home segment has risen by 9% over the last 3 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Detached Home is increasing, with homes now staying on market for 79 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Ultra-Luxury Detached Home market is shifting towards buyers, with the Sale Price to List Price Ratio now at 95%.
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Condo/Co-op
Entry Level Condo/Co-op Market Trends Median Price Market Trend The average price in the Entry Level Condo/Co-op segment has risen by 56% over the last 5 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Condo/Co-op is decreasing, with homes now staying on market for 28 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Condo/Co-op market is strengthening, with the Sale Price to List Price Ratio now at 99%.
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Mid-Market Condo/Co-op Market Trends Median Price Market Trend The average price in the Mid-Market Condo/Co-op segment has softened by 4% over the last 3 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Condo/Co-op is increasing, with homes now staying on market for 41 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Mid-Market Condo/Co-op market is strengthening, with the Sale Price to List Price Ratio now at 97%.
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High-End Condo/Co-op Market Trends Median Price Market Trend The average price in the High-End Condo/Co-op segment has softened by 12% over the last 2 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Condo/Co-op is decreasing, with homes now staying on market for 51 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the High-End Condo/Co-op market is shifting towards buyers, with the Sale Price to List Price Ratio now at 87%.
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Ultra-Luxury Condo/Co-op Market Trends Median Price Market Trend The average price in the Ultra-Luxury Condo/Co-op segment has risen by 17% over the last 3 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Condo/Co-op is increasing, with homes now staying on market for 42 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Ultra-Luxury Condo/Co-op market is strengthening, with the Sale Price to List Price Ratio now at 97%.
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Townhomes
Mid-Market Townhome Market Trends Median Price Market Trend The Mid-Market Townhome tier commands a price of $688K. Days On Market Avg. Market Trend Lower is better Townhome homes in the Mid-Market range average 53 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Mid-Market Townhome assets receive 98% of list price.
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High-End Townhome Market Trends Median Price Market Trend The High-End Townhome tier commands a price of $1.3M. Days On Market Avg. Market Trend Lower is better Townhome homes in the High-End range average 29 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Townhome assets receive 96% of list price.
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Mobile/Manufactured Homes
Entry Level Mobile/Manufactured Home Market Trends Median Price Market Trend The average price in the Entry Level Mobile/Manufactured Home segment has softened by 9% over the last 4 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Mobile/Manufactured Home is increasing, with homes now staying on market for 66 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Mobile/Manufactured Home market is shifting towards buyers, with the Sale Price to List Price Ratio now at 94%.
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Fernandina Beach Real Estate Market Trends September 2026
Inventory Breakdown by Segment
| Property Type | Entry Level | High-End | Mid-Market | Ultra-Luxury | Total |
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| Condo/Co-op | 35 | 7 | 45 | 6 | 93 |
| Detached Home | 84 | 42 | 169 | 34 | 329 |
| Mobile/Manufactured Home | 9 | — | — | — | 9 |
| Multi-Family (2-4 Unit) | — | 1 | — | — | 1 |
| Townhome | 3 | — | 10 | — | 13 |
Market Insights & FAQ
How is the real estate market in Fernandina Beach, FL performing right now?
The data indicates a stable environment in Fernandina Beach, FL. Inventory is at 17.7 months, meaning a balanced environment with steady turnover. Inventory levels provide a healthy range of options for prospective buyers.
What are the current pricing trends for Fernandina Beach, FL real estate?
Currently, $726,000 represents the median entry point in Fernandina Beach, FL. Over the past half-year, home values in Fernandina Beach have moved upward by approximately 8% based on regional transaction data.
Are sellers in Fernandina Beach, FL getting their full asking price?
Buyers have room for negotiation in Fernandina Beach, FL, with a Sale Price to List Price Ratio of 98%. On average, properties in Fernandina Beach are transitioning from active to sold status in 51 days.
Who is the best agent to sell my home in Fernandina Beach?
Based on closed transaction data, Ali Kargar ranks at the top of our Fernandina Beach leaderboard — with 3 completed transactions on record earning an algorithm performance score of 55. Agent Algo's rankings are built entirely from real deal outcomes — not reviews or paid placements — so this reflects actual results in the local market.
How does the Fernandina Beach, FL market compare to Nassau trends?
Fernandina Beach, FL maintains a distinct profile within the broader Nassau region. Median home values are currently 68% higher than the regional average, reflecting the unique demand and inventory dynamics of Fernandina Beach.
Which agent is best for buying a Mid-Market Detached Home in Fernandina Beach, FL?
Buyers targeting Mid-Market Detached Home homes in Fernandina Beach, FL may want to work with NON MLS realMLS. Their buyer transactions in the Mid-Market Detached Home category in Fernandina Beach, FL reflect genuine niche experience — a meaningful advantage over agents working this segment only occasionally.
Which agent is best for buying a Entry Level Detached Home in Fernandina Beach, FL?
Our data flags NON MLS realMLS as a top buyer's advocate for Entry Level Detached Home properties in Fernandina Beach, FL. Our algorithm surfaces NON MLS realMLS based on actual closed buyer deals in the Entry Level Detached Home market. That's the kind of specific, verifiable track record buyers should look for in an agent.
Which agent is best for buying a High-End Detached Home in Fernandina Beach, FL?
If you're hunting for a High-End Detached Home in Fernandina Beach, FL, NON MLS realMLS's track record speaks for itself. For buyers competing in the High-End Detached Home market in Fernandina Beach, FL, their track record indicates speed and negotiating strength that outperforms the segment baseline on both counts.
Which agent is best for buying a Mid-Market Condo/Co-op in Fernandina Beach, FL?
Among agents actively helping buyers in the Mid-Market Condo/Co-op space, NON MLS realMLS stands out in Fernandina Beach, FL. Their buyer transactions in the Mid-Market Condo/Co-op category in Fernandina Beach, FL reflect genuine niche experience — a meaningful advantage over agents working this segment only occasionally.
Who is a top listing agent for High-End Detached Home homes in Fernandina Beach, FL?
When looking specifically at High-End Detached Home transactions, Ali Kargar consistently surfaces as a top performer in Fernandina Beach, FL. Ali Kargar has consistently held closer to asking price than the typical High-End Detached Home agent in Fernandina Beach, FL. For sellers prioritizing their final number, that's the metric that matters most.
Which agent is best for buying a Entry Level Condo/Co-op in Fernandina Beach, FL?
For those looking to purchase a Entry Level Condo/Co-op in Fernandina Beach, FL, Joe Cutajar CUTAJAR has the deal history to support the choice. Buying effectively in this segment means knowing when and how hard to push. Their track record here shows they regularly outperform the local sale-to-list benchmark — in the buyer's favor.
Who is a top listing agent for Entry Level Detached Home homes in Fernandina Beach, FL?
In the Entry Level Detached Home category, few agents in Fernandina Beach, FL can match the track record of STEPHANIE MORALES LLC. Their Entry Level Detached Home closings in Fernandina Beach, FL show an above-average sale-to-list ratio for this segment — a sign of skilled pricing and negotiation that protects seller value.
Who is a top listing agent for Ultra-Luxury Detached Home homes in Fernandina Beach, FL?
Ali Kargar specializes in Ultra-Luxury Detached Home properties and has built a measurable edge in Fernandina Beach's market. Ali Kargar has consistently held closer to asking price than the typical Ultra-Luxury Detached Home agent in Fernandina Beach, FL. For sellers prioritizing their final number, that's the metric that matters most.