Best Real Estate Agents in Waterloo, IA• Updated
Looking for the best real estate agent in Waterloo, IA? This page ranks the top realtors in Waterloo by actual transaction data — not reviews or paid ads. Whether you want to find a top listing agent in Waterloo, IA or buy a home in Waterloo, our 2026 rankings use verified sales records, days on market, and price retention to surface the highest-performing agents.
Market Pulse: Balanced ⚖️
The Waterloo, IA real estate market is currently a Balanced Market. Homes are retaining 98% of their value (Sale Price to List Price Ratio). With 82 active listings and 51 closed sales this month, inventory remains at 1.8 months of supply. Trends over the last half-year show median values remaining stable, while Average Days on Market has decreased by 4%. Listings in Waterloo are moving 4 days faster than the Black Hawk average.
Top Listing & Buyer's Agents in Waterloo, IA
Detached Homes
Entry Level Detached Home Market Trends Median Price Market Trend The average price in the Entry Level Detached Home segment has risen by 28% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Detached Home is decreasing, with homes now staying on market for 59 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Detached Home market is strengthening, with the Sale Price to List Price Ratio now at 103%.
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Mid-Market Detached Home Market Trends Median Price Market Trend The average price in the Mid-Market Detached Home segment has softened by 22% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Detached Home is decreasing, with homes now staying on market for 56 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Detached Home has stabilized over the last 6 months, with sellers receiving 96%.
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High-End Detached Home Market Trends Median Price Market Trend The average price in the High-End Detached Home segment has softened by 32% over the last 6 months. Days On Market Avg. Market Trend Lower is better Average days on market for High-End Detached Home properties has held consistent over the last 6 months at 39 days. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the High-End Detached Home market is shifting towards buyers, with the Sale Price to List Price Ratio now at 93%.
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Ultra-Luxury Detached Home Market Trends Median Price Market Trend The average price in the Ultra-Luxury Detached Home segment has risen by 17% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Detached Home is decreasing, with homes now staying on market for 51 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Ultra-Luxury Detached Home market is shifting towards buyers, with the Sale Price to List Price Ratio now at 99%.
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Condo/Co-op
Entry Level Condo/Co-op Market Trends Median Price Market Trend The average price in the Entry Level Condo/Co-op segment has softened by 5% over the last 3 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Condo/Co-op is increasing, with homes now staying on market for 97 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Condo/Co-op market is shifting towards buyers, with the Sale Price to List Price Ratio now at 93%.
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Mid-Market Condo/Co-op Market Trends Median Price Market Trend The average price in the Mid-Market Condo/Co-op segment has softened by 10% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Condo/Co-op is increasing, with homes now staying on market for 150 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Condo/Co-op has stabilized over the last 6 months, with sellers receiving 99%.
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High-End Condo/Co-op Market Trends Median Price Market Trend The High-End Condo/Co-op tier commands a price of $300K. Days On Market Avg. Market Trend Lower is better Condo/Co-op homes in the High-End range average 51 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Condo/Co-op assets receive 100% of list price.
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Ultra-Luxury Condo/Co-op Market Trends Median Price Market Trend The Ultra-Luxury Condo/Co-op tier commands a price of $750K. Days On Market Avg. Market Trend Lower is better Condo/Co-op homes in the Ultra-Luxury range average 86 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Condo/Co-op assets receive 101% of list price.
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Multi-Family (2-4 Unit)
Entry Level Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The Entry Level Multi-Family (2-4 Unit) tier commands a price of $60K. Days On Market Avg. Market Trend Lower is better Multi-Family (2-4 Unit) homes in the Entry Level range average 102 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Entry Level Multi-Family (2-4 Unit) assets receive 92% of list price.
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Mid-Market Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the Mid-Market Multi-Family (2-4 Unit) segment has risen by 39% over the last 4 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Multi-Family (2-4 Unit) is decreasing, with homes now staying on market for 39 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Mid-Market Multi-Family (2-4 Unit) market is strengthening, with the Sale Price to List Price Ratio now at 104%.
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Waterloo Real Estate Market Trends September 2026
Inventory Breakdown by Segment
| Property Type | Entry Level | High-End | Mid-Market | Ultra-Luxury | Total |
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| Condo/Co-op | 1 | — | 1 | — | 2 |
| Detached Home | 13 | 15 | 29 | 16 | 73 |
| Mobile/Manufactured Home | 1 | — | — | — | 1 |
| Multi-Family (2-4 Unit) | 2 | — | 1 | 1 | 4 |
| Townhome | 2 | — | — | — | 2 |
Market Insights & FAQ
How is the real estate market in Waterloo, IA performing right now?
The data indicates a high-intensity environment in Waterloo, IA. Inventory is at 1.8 months, meaning a fast-paced market where inventory is limited. Inventory is critically low, meaning well-priced homes move rapidly often with multiple offers.
What are the current pricing trends for Waterloo, IA real estate?
Currently, $176,000 represents the median entry point in Waterloo, IA. Over the past half-year, home values in Waterloo have moved steady by approximately 0% based on regional transaction data.
Are sellers in Waterloo, IA getting their full asking price?
Buyers have room for negotiation in Waterloo, IA, with a Sale Price to List Price Ratio of 97.5%. On average, properties in Waterloo are transitioning from active to sold status in 55 days.
Who is the best agent to sell my home in Waterloo?
Based on closed transaction data, Bethany Benner ranks at the top of our Waterloo leaderboard — with 3 completed transactions on record earning an algorithm performance score of 55. Agent Algo's rankings are built entirely from real deal outcomes — not reviews or paid placements — so this reflects actual results in the local market.
How does the Waterloo, IA market compare to Black Hawk trends?
Waterloo, IA maintains a distinct profile within the broader Black Hawk region. Median home values are currently 34% lower than the regional average, reflecting the unique demand and inventory dynamics of Waterloo.
Which agent is best for buying a Entry Level Detached Home in Waterloo, IA?
Buyers targeting Entry Level Detached Home homes in Waterloo, IA may want to work with Kara Bartels. Their buyer transactions in this segment close faster than the local norm and at sale-to-list ratios that are more favorable than typical — meaning they move quickly and negotiate effectively for the buyers they represent.
Which agent is best for buying a Entry Level Condo/Co-op in Waterloo, IA?
Our data flags Justin Reuter as a top buyer's advocate for Entry Level Condo/Co-op properties in Waterloo, IA. Across their deals in the Entry Level Condo/Co-op category, Justin Reuter has consistently achieved better-than-average terms relative to asking price in Waterloo, IA. That kind of negotiating edge compounds over a transaction.
Which agent is best for buying a Mid-Market Detached Home in Waterloo, IA?
If you're hunting for a Mid-Market Detached Home in Waterloo, IA, Amy Schaefer's track record speaks for itself. For buyers competing in the Mid-Market Detached Home market in Waterloo, IA, their track record indicates speed and negotiating strength that outperforms the segment baseline on both counts.
Which agent is best for buying a High-End Detached Home in Waterloo, IA?
Among agents actively helping buyers in the High-End Detached Home space, Elke Gerdes stands out in Waterloo, IA. Their buyer transactions in this segment close faster than the local norm and at sale-to-list ratios that are more favorable than typical — meaning they move quickly and negotiate effectively for the buyers they represent.
Who is a top listing agent for Entry Level Detached Home homes in Waterloo, IA?
When looking specifically at Entry Level Detached Home transactions, Bethany Benner consistently surfaces as a top performer in Waterloo, IA. Bethany Benner has consistently held closer to asking price than the typical Entry Level Detached Home agent in Waterloo, IA. For sellers prioritizing their final number, that's the metric that matters most.
Who is a top listing agent for Ultra-Luxury Detached Home homes in Waterloo, IA?
Sellers of Ultra-Luxury Detached Home homes in Waterloo, IA have found a reliable partner in Justin Reuter, based on closed deal data. In a category where leaving money on the table is easy, their sale-to-list performance in this segment stands above the local benchmark — reflecting an ability to negotiate and price effectively.
Who is a top listing agent for Mid-Market Detached Home homes in Waterloo, IA?
In the Mid-Market Detached Home category, few agents in Waterloo, IA can match the track record of Laurie Lynch. Their Mid-Market Detached Home closings in Waterloo, IA show an above-average sale-to-list ratio for this segment — a sign of skilled pricing and negotiation that protects seller value.
Which agent is best for buying a Mid-Market Condo/Co-op in Waterloo, IA?
Victoria Lockard has helped buyers close on Mid-Market Condo/Co-op properties in Waterloo, IA — and the data shows it. Across their deals in the Mid-Market Condo/Co-op category, Victoria Lockard has consistently achieved better-than-average terms relative to asking price in Waterloo, IA. That kind of negotiating edge compounds over a transaction.