Best Real Estate Agents in Panama City, FL• Updated
Looking for the best real estate agent in Panama City, FL? This page compares realtors in Panama City within each home type and price range using actual transaction data — not reviews or paid ads. Whether you want a listing agent in Panama City, FL or help buying a home in Panama City, our 2026 scores use verified sales records, days on market, and sale-to-list ratios.
Market Pulse
|Real-time AnalysisMarket Pulse: Balanced ⚖️
The Panama City, FL real estate market is currently balanced: inventory is tight, but homes are selling below asking. Homes are selling at 97% of list price on average (Sale Price to List Price Ratio). With 230 active listings and 155 closed sales in the latest month, inventory remains at 0.9 months of supply. Trends over the last half-year show median values moving up by 4%, while Average Days on Market has decreased by 3%.
Top Listing & Buyer's Agents in Panama City, FL
Source: third-party closed MLS records, data as of Oct 2026. Agents are compared within each home type and price range. How we score agents →
Detached Homes
Sales Volume
Sales volume has decreased by 24% over the last 6 months, showing a downward trend with currently 112 transactions.
Entry Level Detached Home Market Trends Median Price Market Trend Prices in the Entry Level Detached Home tier have stabilized over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Detached Homes rose 6% over the last 6 months; the latest month averaged 52 days. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Entry Level Detached Home has stabilized over the last 6 months, with sellers receiving 95%.
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Mid-Market Detached Home Market Trends Median Price Market Trend The average price in the Mid-Market Detached Home segment has softened by 7% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Detached Homes fell 4% over the last 6 months; the latest month averaged 54 days. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Detached Home has stabilized over the last 6 months, with sellers receiving 98%.
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High-End Detached Home Market Trends Median Price Market Trend The average price in the High-End Detached Home segment has softened by 11% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Detached Homes fell 14% over the last 6 months; the latest month averaged 62 days. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in High-End Detached Home has stabilized over the last 6 months, with sellers receiving 97%.
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Ultra-Luxury Detached Home Market Trends Median Price Market Trend The Ultra-Luxury Detached Home tier had a median sale price of $1.5M over the last 6 months. Days On Market Avg. Market Trend Lower is better Detached Homes in the Ultra-Luxury range averaged 58 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Detached Homes received 95% of list price on average over the last 6 months.
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Condos/Co-ops
Sales Volume
Sales volume has decreased by 66% over the last 6 months, showing a downward trend with currently 23 transactions.
Entry Level Condo/Co-op Market Trends Median Price Market Trend The average price in the Entry Level Condo/Co-op segment has softened by 3% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Condos/Co-ops rose 35% over the last 6 months; the latest month averaged 52 days. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Entry Level Condo/Co-op has stabilized over the last 6 months, with sellers receiving 96%.
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Mid-Market Condo/Co-op Market Trends Median Price Market Trend Prices in the Mid-Market Condo/Co-op tier have stabilized over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Condos/Co-ops rose 12% over the last 6 months; the latest month averaged 51 days. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Condo/Co-op has stabilized over the last 6 months, with sellers receiving 98%.
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High-End Condo/Co-op Market Trends Median Price Market Trend The High-End Condo/Co-op tier had a median sale price of $781K over the last 6 months. Days On Market Avg. Market Trend Lower is better Condos/Co-ops in the High-End range averaged 73 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Condos/Co-ops received 94% of list price on average over the last 6 months.
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Ultra-Luxury Condo/Co-op Market Trends Median Price Market Trend The Ultra-Luxury Condo/Co-op tier had a median sale price of $1.3M over the last 6 months. Days On Market Avg. Market Trend Lower is better Condos/Co-ops in the Ultra-Luxury range averaged 72 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Condos/Co-ops received 97% of list price on average over the last 6 months.
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Mobile/Manufactured Homes
Sales Volume
Sales volume has grown by 7% over the last 6 months, showing a positive trend with currently 12 transactions.
Entry Level Mobile/Manufactured Home Market Trends Median Price Market Trend The Entry Level Mobile/Manufactured Home tier had a median sale price of $173K over the last 6 months. Days On Market Avg. Market Trend Lower is better Mobile/Manufactured Homes in the Entry Level range averaged 51 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Entry Level Mobile/Manufactured Homes received 95% of list price on average over the last 6 months.
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Mid-Market Mobile/Manufactured Home Market Trends Median Price Market Trend The Mid-Market Mobile/Manufactured Home tier had a median sale price of $277K over the last 6 months. Days On Market Avg. Market Trend Lower is better Mobile/Manufactured Homes in the Mid-Market range averaged 69 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Mid-Market Mobile/Manufactured Homes received 99% of list price on average over the last 6 months.
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Townhomes
Sales Volume
Townhomes recorded 102 closed sales over the last 6 months.
Entry Level Townhome Market Trends Median Price Market Trend The Entry Level Townhome tier had a median sale price of $239K over the last 6 months. Days On Market Avg. Market Trend Lower is better Townhomes in the Entry Level range averaged 64 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Entry Level Townhomes received 97% of list price on average over the last 6 months.
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Mid-Market Townhome Market Trends Median Price Market Trend The Mid-Market Townhome tier had a median sale price of $324K over the last 6 months. Days On Market Avg. Market Trend Lower is better Townhomes in the Mid-Market range averaged 45 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Mid-Market Townhomes received 96% of list price on average over the last 6 months.
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High-End Townhome Market Trends Median Price Market Trend The High-End Townhome tier had a median sale price of $651K over the last 6 months. Days On Market Avg. Market Trend Lower is better Townhomes in the High-End range averaged 67 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Townhomes received 99% of list price on average over the last 6 months.
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Ultra-Luxury Townhome Market Trends Median Price Market Trend The Ultra-Luxury Townhome tier had a median sale price of $1.4M over the last 6 months. Days On Market Avg. Market Trend Lower is better Townhomes in the Ultra-Luxury range averaged 123 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Townhomes received 89% of list price on average over the last 6 months.
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Multi-Family (2-4 Unit)
Sales Volume
Multi-Family (2-4 Unit) recorded 53 closed sales over the last 6 months.
Entry Level Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The Entry Level Multi-Family (2-4 Unit) tier had a median sale price of $208K over the last 6 months. Days On Market Avg. Market Trend Lower is better Multi-Family (2-4 Unit) in the Entry Level range averaged 53 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Entry Level Multi-Family (2-4 Unit) received 93% of list price on average over the last 6 months.
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Mid-Market Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The Mid-Market Multi-Family (2-4 Unit) tier had a median sale price of $437K over the last 6 months. Days On Market Avg. Market Trend Lower is better Multi-Family (2-4 Unit) in the Mid-Market range averaged 66 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Mid-Market Multi-Family (2-4 Unit) received 96% of list price on average over the last 6 months.
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High-End Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The High-End Multi-Family (2-4 Unit) tier had a median sale price of $572K over the last 6 months. Days On Market Avg. Market Trend Lower is better Multi-Family (2-4 Unit) in the High-End range averaged 109 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Multi-Family (2-4 Unit) received 90% of list price on average over the last 6 months.
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Ultra-Luxury Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The Ultra-Luxury Multi-Family (2-4 Unit) tier had a median sale price of $1.9M over the last 6 months. Days On Market Avg. Market Trend Lower is better Multi-Family (2-4 Unit) in the Ultra-Luxury range averaged 74 days on market over the last 6 months. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Multi-Family (2-4 Unit) received 97% of list price on average over the last 6 months.
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Panama City Real Estate Market Trends October 2026
Total Active Listings
230
Average List Price
$422K
current avg.
Inventory Breakdown by Segment
| Property Type | Entry Level | High-End | Mid-Market | Ultra-Luxury | Total |
|---|---|---|---|---|---|
| Condo/Co-op | 25 | — | 15 | — | 40 |
| Detached Home | 24 | 23 | 100 | 9 | 156 |
| Mobile/Manufactured Home | 7 | — | — | — | 7 |
| Multi-Family (2-4 Unit) | 2 | 2 | — | 1 | 5 |
| Townhome | 14 | — | 8 | — | 22 |
Market Insights & FAQ
How is the real estate market in Panama City, FL performing right now?
The data indicates a tight but negotiable market in Panama City, FL. Inventory is at 0.9 months of supply. Inventory is tight, but homes are selling below asking on average, so buyers still have some room to negotiate despite limited choice.
What are the current pricing trends for Panama City, FL real estate?
Currently, $398,000 represents the median entry point in Panama City, FL. Over the past half-year, home values in Panama City have moved upward by approximately 4% based on regional transaction data.
Are sellers in Panama City, FL getting their full asking price?
Buyers have some room to negotiate in Panama City, FL, with a Sale Price to List Price Ratio of 96.7%. On average, properties in Panama City are transitioning from active to sold status in 54 days.
Which listing agents does Agent Algo feature in Panama City, FL?
Agent Algo compares agents within the same home type and price range, so Panama City, FL has no single overall winner. Featured listing agents include Jacob Hutchins (Mid-Market Detached Homes, 2 closed listings), MaryAnn Enfinger (Entry Level Detached Homes, 3 closed listings), Susan Morrison (High-End Detached Homes, 3 closed listings). Scores are built from closed sales outcomes — not reviews or paid placements.
How does the Panama City, FL market compare to Bay County trends?
Panama City, FL maintains a distinct profile within the broader Bay County region. Median home values are currently 13% higher than the regional average, reflecting the unique demand and inventory dynamics of Panama City.
Which agent is best for buying an Entry Level Condo/Co-op in Panama City, FL?
Buyers targeting Entry Level Condos/Co-ops in Panama City, FL may want to work with Sandi Smith. Their buyer closings in this segment show a sale-to-list ratio that's more favorable than the local average — a signal of effective negotiation that keeps final purchase prices competitive for buyers. Based on 11 closed purchases in this segment (14 in Panama City, FL overall).
Which buyer's agents are active in Entry Level Detached Homes in Panama City, FL?
Donna Moore Stokes has recent Entry Level Detached Home purchases in Panama City, FL, closing faster than the segment average at a below-average sale-to-list ratio. With only a few closings in this segment, treat this as an early signal rather than a ranking. Based on 3 closed purchases in this segment.
Which buyer's agents are active in Entry Level Mobile/Manufactured Homes in Panama City, FL?
Jody Carr Jurczak Carr has recent Entry Level Mobile/Manufactured Home purchases in Panama City, FL. With only a few closings in this segment, treat this as an early signal rather than a ranking. Based on 2 closed purchases in this segment.
Which listing agents are active in Entry Level Detached Homes in Panama City, FL?
MaryAnn Enfinger has recent Entry Level Detached Home listings in Panama City, FL, closing faster than the segment average at an above-average sale-to-list ratio. With only a few closings in this segment, treat this as an early signal rather than a ranking. Based on 3 closed listings in this segment (5 in Panama City, FL overall).
Which agent is best for buying an Entry Level Multi-Family (2-4 Unit) in Panama City, FL?
Our data flags Patricia Rodrigues Alves as a top buyer's advocate for Entry Level Multi-Family (2-4 Unit) properties in Panama City, FL. Their buyer transactions in this niche close faster than the segment average — a real advantage in a market where hesitation often means losing the deal. Based on 5 closed purchases in this segment.
Which buyer's agents are active in High-End Detached Homes in Panama City, FL?
Erica Heller has recent High-End Detached Home purchases in Panama City, FL, closing faster than the segment average at a below-average sale-to-list ratio. With only a few closings in this segment, treat this as an early signal rather than a ranking. Based on 2 closed purchases in this segment.
Which agent is best for buying a Mid-Market Detached Home in Panama City, FL?
If you're hunting for a Mid-Market Detached Home in Panama City, FL, Sims Resort Realty Inc Sims's track record speaks for itself. Their buyer transactions in this segment close faster than the local norm and at sale-to-list ratios that are more favorable than typical — meaning they move quickly and negotiate effectively for the buyers they represent. Based on 6 closed purchases in this segment (7 in Panama City, FL overall).
Which buyer's agents are active in Mid-Market Condos/Co-ops in Panama City, FL?
Colleen Barnette has recent Mid-Market Condo/Co-op purchases in Panama City, FL, closing faster than the segment average at a below-average sale-to-list ratio. With only a few closings in this segment, treat this as an early signal rather than a ranking. Based on 3 closed purchases in this segment.