Best Real Estate Agents in Panama City, FL• Updated
Looking for the best real estate agent in Panama City, FL? This page ranks the top realtors in Panama City by actual transaction data — not reviews or paid ads. Whether you want to find a top listing agent in Panama City, FL or buy a home in Panama City, our 2026 rankings use verified sales records, days on market, and price retention to surface the highest-performing agents.
Market Pulse: Opportunity 📈
The Panama City, FL real estate market is currently a Buyer's Market. Homes are retaining 97% of their value (Sale Price to List Price Ratio). With 1825 active listings and 201 closed sales this month, inventory remains at 9.9 months of supply. Trends over the last half-year show median values moving up by 6%, while Average Days on Market has increased by 1%. Listings in Panama City are moving 7 days faster than the Bay average.
Top Listing & Buyer's Agents in Panama City, FL
Detached Homes
Entry Level Detached Home Market Trends Median Price Market Trend The average price in the Entry Level Detached Home segment has risen by 4% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Detached Home is decreasing, with homes now staying on market for 48 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Entry Level Detached Home has stabilized over the last 6 months, with sellers receiving 94%.
| ||||||||||||||||||||
Mid-Market Detached Home Market Trends Median Price Market Trend The average price in the Mid-Market Detached Home segment has risen by 5% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Detached Home is increasing, with homes now staying on market for 61 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Detached Home has stabilized over the last 6 months, with sellers receiving 98%.
| ||||||||||||||||||||
High-End Detached Home Market Trends Median Price Market Trend The average price in the High-End Detached Home segment has risen by 4% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Detached Home is decreasing, with homes now staying on market for 51 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in High-End Detached Home has stabilized over the last 6 months, with sellers receiving 98%.
| ||||||||||||||||||||
Ultra-Luxury Detached Home Market Trends Median Price Market Trend The average price in the Ultra-Luxury Detached Home segment has risen by 5% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Detached Home is increasing, with homes now staying on market for 77 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Ultra-Luxury Detached Home market is strengthening, with the Sale Price to List Price Ratio now at 95%.
| ||||||||||||||||||||
Condo/Co-op
Entry Level Condo/Co-op Market Trends Median Price Market Trend The average price in the Entry Level Condo/Co-op segment has softened by 5% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Condo/Co-op is decreasing, with homes now staying on market for 58 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Entry Level Condo/Co-op has stabilized over the last 6 months, with sellers receiving 94%.
| ||||||||||||||||||||
Mid-Market Condo/Co-op Market Trends Median Price Market Trend The average price in the Mid-Market Condo/Co-op segment has risen by 4% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Condo/Co-op is decreasing, with homes now staying on market for 51 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Condo/Co-op has stabilized over the last 6 months, with sellers receiving 97%.
| ||||||||||||||||||||
High-End Condo/Co-op Market Trends Median Price Market Trend The average price in the High-End Condo/Co-op segment has softened by 4% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Condo/Co-op is decreasing, with homes now staying on market for 62 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in High-End Condo/Co-op has stabilized over the last 6 months, with sellers receiving 100%.
| ||||||||||||||||||||
Ultra-Luxury Condo/Co-op Market Trends Median Price Market Trend The average price in the Ultra-Luxury Condo/Co-op segment has softened by 14% over the last 4 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Condo/Co-op is decreasing, with homes now staying on market for 58 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Ultra-Luxury Condo/Co-op has stabilized over the last 4 months, with sellers receiving 95%.
| ||||||||||||||||||||
Townhomes
Entry Level Townhome Market Trends Median Price Market Trend The average price in the Entry Level Townhome segment has risen by 5% over the last 5 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Townhome is increasing, with homes now staying on market for 66 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Townhome market is shifting towards buyers, with the Sale Price to List Price Ratio now at 97%.
| ||||||||||||||||||||
Mid-Market Townhome Market Trends Median Price Market Trend The average price in the Mid-Market Townhome segment has softened by 12% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Townhome is increasing, with homes now staying on market for 43 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Mid-Market Townhome market is shifting towards buyers, with the Sale Price to List Price Ratio now at 93%.
| ||||||||||||||||||||
High-End Townhome Market Trends Median Price Market Trend The High-End Townhome tier commands a price of $538K. Days On Market Avg. Market Trend Lower is better Townhome homes in the High-End range average 106 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Townhome assets receive 97% of list price.
| ||||||||||||||||||||
Ultra-Luxury Townhome Market Trends Median Price Market Trend The Ultra-Luxury Townhome tier commands a price of $1.4M. Days On Market Avg. Market Trend Lower is better Townhome homes in the Ultra-Luxury range average 123 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Townhome assets receive 89% of list price.
| ||||||||||||||||||||
Mobile/Manufactured Homes
Entry Level Mobile/Manufactured Home Market Trends Median Price Market Trend The average price in the Entry Level Mobile/Manufactured Home segment has softened by 6% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Mobile/Manufactured Home is decreasing, with homes now staying on market for 40 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Entry Level Mobile/Manufactured Home has stabilized over the last 6 months, with sellers receiving 97%.
| ||||||||||||||||||||
Mid-Market Mobile/Manufactured Home Market Trends Median Price Market Trend The average price in the Mid-Market Mobile/Manufactured Home segment has risen by 32% over the last 4 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Mobile/Manufactured Home is decreasing, with homes now staying on market for 74 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Mid-Market Mobile/Manufactured Home market is shifting towards buyers, with the Sale Price to List Price Ratio now at 99%.
| ||||||||||||||||||||
High-End Mobile/Manufactured Home Market Trends Median Price Market Trend The High-End Mobile/Manufactured Home tier commands a price of $600K. Days On Market Avg. Market Trend Lower is better Mobile/Manufactured Home homes in the High-End range average 115 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Mobile/Manufactured Home assets receive 86% of list price.
| ||||||||||||||||||||
Multi-Family (2-4 Unit)
Entry Level Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the Entry Level Multi-Family (2-4 Unit) segment has risen by 65% over the last 5 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Multi-Family (2-4 Unit) is decreasing, with homes now staying on market for 46 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Multi-Family (2-4 Unit) market is shifting towards buyers, with the Sale Price to List Price Ratio now at 93%.
| ||||||||||||||||||||
Mid-Market Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the Mid-Market Multi-Family (2-4 Unit) segment has risen by 18% over the last 4 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Multi-Family (2-4 Unit) is increasing, with homes now staying on market for 93 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Multi-Family (2-4 Unit) has stabilized over the last 4 months, with sellers receiving 100%.
| ||||||||||||||||||||
High-End Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the High-End Multi-Family (2-4 Unit) segment has softened by 17% over the last 3 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Multi-Family (2-4 Unit) is increasing, with homes now staying on market for 105 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the High-End Multi-Family (2-4 Unit) market is strengthening, with the Sale Price to List Price Ratio now at 98%.
| ||||||||||||||||||||
Ultra-Luxury Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The Ultra-Luxury Multi-Family (2-4 Unit) tier commands a price of $1.7M. Days On Market Avg. Market Trend Lower is better Multi-Family (2-4 Unit) homes in the Ultra-Luxury range average 69 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Multi-Family (2-4 Unit) assets receive 97% of list price.
| ||||||||||||||||||||
Panama City Real Estate Market Trends July 2026
Inventory Breakdown by Segment
| Property Type | Entry Level | High-End | Mid-Market | Ultra-Luxury | Total |
|---|---|---|---|---|---|
| Condo/Co-op | 95 | 40 | 174 | 15 | 324 |
| Detached Home | 157 | 179 | 860 | 89 | 1.3K |
| Mobile/Manufactured Home | 52 | — | 8 | — | 60 |
| Multi-Family (2-4 Unit) | 19 | 12 | 21 | 11 | 63 |
| Townhome | 48 | 10 | 32 | 3 | 93 |
Market Insights & FAQ
How is the real estate market in Panama City, FL performing right now?
The data indicates a stable environment in Panama City, FL. Inventory is at 9.9 months, meaning a balanced environment with steady turnover. Inventory levels provide a healthy range of options for prospective buyers.
What are the current pricing trends for Panama City, FL real estate?
Currently, $390,000 represents the median entry point in Panama City, FL. Over the past half-year, home values in Panama City have moved upward by approximately 6% based on regional transaction data.
Are sellers in Panama City, FL getting their full asking price?
Buyers have room for negotiation in Panama City, FL, with a Sale Price to List Price Ratio of 97.3%. On average, properties in Panama City are transitioning from active to sold status in 59 days.
Who is the best agent to sell my home in Panama City?
Based on closed transaction data, MaryAnn Enfinger ranks at the top of our Panama City leaderboard — with 4 completed transactions on record earning an algorithm performance score of 91. Agent Algo's rankings are built entirely from real deal outcomes — not reviews or paid placements — so this reflects actual results in the local market.
How does the Panama City, FL market compare to Bay trends?
Panama City, FL maintains a distinct profile within the broader Bay region. Median home values are currently 20% higher than the regional average, reflecting the unique demand and inventory dynamics of Panama City.
Which agent is best for buying a Entry Level Detached Home in Panama City, FL?
Buyers targeting Entry Level Detached Home homes in Panama City, FL may want to work with Kelli White Garrett. Their buyer closings in this segment show a sale-to-list ratio that's more favorable than the local average — a signal of effective negotiation that keeps final purchase prices competitive for buyers.
Which agent is best for buying a Mid-Market Detached Home in Panama City, FL?
Our data flags Sims Resort Realty Inc Sims as a top buyer's advocate for Mid-Market Detached Home properties in Panama City, FL. The data shows a consistent pattern across their deals here: shorter time to close than the segment average, and acquisition terms that tend to land below-average relative to list price. Two things buyers care about most.
Which agent is best for buying a Mid-Market Condo/Co-op in Panama City, FL?
If you're hunting for a Mid-Market Condo/Co-op in Panama City, FL, Gene C Ursprung PA Ursprung PA's track record speaks for itself. Buying effectively in this segment means knowing when and how hard to push. Their track record here shows they regularly outperform the local sale-to-list benchmark — in the buyer's favor.
Who is a top listing agent for Entry Level Detached Home homes in Panama City, FL?
MaryAnn Enfinger has been particularly active in Panama City's Entry Level Detached Home segment, and the numbers back it up. Their listings in this segment have consistently closed faster than the local average while achieving above-average sale-to-list ratios — a rare combination that directly benefits sellers on both time and final price.
Which agent is best for buying a Entry Level Multi-Family (2-4 Unit) in Panama City, FL?
Patricia Rodrigues Alves has a strong showing as a buyer's agent in Panama City's Entry Level Multi-Family (2-4 Unit) market. The data shows a consistent pattern across their deals here: shorter time to close than the segment average, and acquisition terms that tend to land below-average relative to list price. Two things buyers care about most.
Which agent is best for buying a Entry Level Condo/Co-op in Panama City, FL?
For those looking to purchase a Entry Level Condo/Co-op in Panama City, FL, Laurie McKay has the deal history to support the choice. When inventory is limited, speed matters. Their track record in the Entry Level Condo/Co-op segment shows they consistently move faster than most buyer's agents — without sacrificing due diligence.
Which agent is best for buying a Entry Level Townhome in Panama City, FL?
Navigating Panama City's Entry Level Townhome market as a buyer? Kerry Jayne Jackson is among the most effective agents in this niche. Their buyer closings in this segment show a sale-to-list ratio that's more favorable than the local average — a signal of effective negotiation that keeps final purchase prices competitive for buyers.
Who is a top listing agent for Mid-Market Detached Home homes in Panama City, FL?
Elinore Kate Renyer specializes in Mid-Market Detached Home properties and has built a measurable edge in Panama City's market. Elinore Kate Renyer has consistently held closer to asking price than the typical Mid-Market Detached Home agent in Panama City, FL. For sellers prioritizing their final number, that's the metric that matters most.