Best Real Estate Agents in Panama City, FL• Updated
Looking for the best real estate agent in Panama City, FL? This page ranks the top realtors in Panama City by actual transaction data — not reviews or paid ads. Whether you want to find a top listing agent in Panama City, FL or buy a home in Panama City, our 2026 rankings use verified sales records, days on market, and price retention to surface the highest-performing agents.
Market Pulse
|Real-time AnalysisMarket Pulse: Opportunity 📈
The Panama City, FL real estate market is currently a Buyer's Market. Homes are retaining 97% of their value (Sale Price to List Price Ratio). With 1241 active listings and 168 closed sales this month, inventory remains at 6 months of supply. Trends over the last half-year show median values moving up by 2%, while Average Days on Market has decreased by 4%. Listings in Panama City are moving 9 days faster than the Bay average.
Top Listing & Buyer's Agents in Panama City, FL
Detached Homes
Sales Volume
Sales volume has grown by 25% over the last 6 months, showing a positive trend with currently 146 transactions.
Entry Level Detached Home Market Trends Median Price Market Trend The average price in the Entry Level Detached Home segment has risen by 9% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Detached Home is decreasing, with homes now staying on market for 58 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Entry Level Detached Home has stabilized over the last 6 months, with sellers receiving 95%.
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Mid-Market Detached Home Market Trends Median Price Market Trend The average price in the Mid-Market Detached Home segment has risen by 7% over the last 6 months. Days On Market Avg. Market Trend Lower is better Average days on market for Mid-Market Detached Home properties has held consistent over the last 6 months at 59 days. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Detached Home has stabilized over the last 6 months, with sellers receiving 98%.
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High-End Detached Home Market Trends Median Price Market Trend The average price in the High-End Detached Home segment has risen by 12% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Detached Home is decreasing, with homes now staying on market for 59 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in High-End Detached Home has stabilized over the last 6 months, with sellers receiving 97%.
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Ultra-Luxury Detached Home Market Trends Median Price Market Trend The average price in the Ultra-Luxury Detached Home segment has risen by 187% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Detached Home is decreasing, with homes now staying on market for 51 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Ultra-Luxury Detached Home market is strengthening, with the Sale Price to List Price Ratio now at 100%.
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Condo/Co-op
Sales Volume
Sales volume has decreased by 35% over the last 6 months, showing a downward trend with currently 19 transactions.
Entry Level Condo/Co-op Market Trends Median Price Market Trend The average price in the Entry Level Condo/Co-op segment has risen by 4% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Condo/Co-op is increasing, with homes now staying on market for 57 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Condo/Co-op market is strengthening, with the Sale Price to List Price Ratio now at 98%.
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Mid-Market Condo/Co-op Market Trends Median Price Market Trend The average price in the Mid-Market Condo/Co-op segment has softened by 9% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Condo/Co-op is decreasing, with homes now staying on market for 63 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Condo/Co-op has stabilized over the last 6 months, with sellers receiving 95%.
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High-End Condo/Co-op Market Trends Median Price Market Trend The average price in the High-End Condo/Co-op segment has softened by 55% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Condo/Co-op is increasing, with homes now staying on market for 78 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the High-End Condo/Co-op market is strengthening, with the Sale Price to List Price Ratio now at 96%.
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Ultra-Luxury Condo/Co-op Market Trends Median Price Market Trend The average price in the Ultra-Luxury Condo/Co-op segment has risen by 82% over the last 3 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Condo/Co-op is decreasing, with homes now staying on market for 43 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Ultra-Luxury Condo/Co-op has stabilized over the last 3 months, with sellers receiving 94%.
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Townhomes
Sales Volume
Sales volume has grown by 70% over the last 6 months, showing a positive trend with currently 14 transactions.
Entry Level Townhome Market Trends Median Price Market Trend The average price in the Entry Level Townhome segment has softened by 5% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Townhome is increasing, with homes now staying on market for 60 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Townhome market is shifting towards buyers, with the Sale Price to List Price Ratio now at 97%.
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Mid-Market Townhome Market Trends Median Price Market Trend The average price in the Mid-Market Townhome segment has risen by 19% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Townhome is decreasing, with homes now staying on market for 33 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Negotiation leverage in Mid-Market Townhome has stabilized over the last 6 months, with sellers receiving 99%.
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High-End Townhome Market Trends Median Price Market Trend The High-End Townhome tier commands a price of $490K. Days On Market Avg. Market Trend Lower is better Townhome homes in the High-End range average 50 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of High-End Townhome assets receive 95% of list price.
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Ultra-Luxury Townhome Market Trends Median Price Market Trend The Ultra-Luxury Townhome tier commands a price of $969K. Days On Market Avg. Market Trend Lower is better Townhome homes in the Ultra-Luxury range average 115 days on market. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Sellers of Ultra-Luxury Townhome assets receive 93% of list price.
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Mobile/Manufactured Homes
Sales Volume
Sales volume has decreased by 15% over the last 6 months, showing a downward trend with currently 6 transactions.
Entry Level Mobile/Manufactured Home Market Trends Median Price Market Trend The average price in the Entry Level Mobile/Manufactured Home segment has risen by 5% over the last 6 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Mobile/Manufactured Home is decreasing, with homes now staying on market for 52 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Mobile/Manufactured Home market is strengthening, with the Sale Price to List Price Ratio now at 93%.
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Mid-Market Mobile/Manufactured Home Market Trends Median Price Market Trend The average price in the Mid-Market Mobile/Manufactured Home segment has risen by 27% over the last 4 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Mobile/Manufactured Home is decreasing, with homes now staying on market for 71 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Mid-Market Mobile/Manufactured Home market is shifting towards buyers, with the Sale Price to List Price Ratio now at 98%.
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Multi-Family (2-4 Unit)
Sales Volume
Sales volume has grown by 107% over the last 6 months, showing a positive trend with currently 8 transactions.
Entry Level Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the Entry Level Multi-Family (2-4 Unit) segment has softened by 7% over the last 4 months. Days On Market Avg. Market Trend Lower is better Days on market for Entry Level Multi-Family (2-4 Unit) is decreasing, with homes now staying on market for 44 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Entry Level Multi-Family (2-4 Unit) market is strengthening, with the Sale Price to List Price Ratio now at 98%.
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Mid-Market Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the Mid-Market Multi-Family (2-4 Unit) segment has softened by 71% over the last 5 months. Days On Market Avg. Market Trend Lower is better Days on market for Mid-Market Multi-Family (2-4 Unit) is decreasing, with homes now staying on market for 62 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Mid-Market Multi-Family (2-4 Unit) market is shifting towards buyers, with the Sale Price to List Price Ratio now at 94%.
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High-End Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the High-End Multi-Family (2-4 Unit) segment has risen by 88% over the last 2 months. Days On Market Avg. Market Trend Lower is better Days on market for High-End Multi-Family (2-4 Unit) is decreasing, with homes now staying on market for 89 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the High-End Multi-Family (2-4 Unit) market is shifting towards buyers, with the Sale Price to List Price Ratio now at 92%.
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Ultra-Luxury Multi-Family (2-4 Unit) Market Trends Median Price Market Trend The average price in the Ultra-Luxury Multi-Family (2-4 Unit) segment has risen by 41% over the last 2 months. Days On Market Avg. Market Trend Lower is better Days on market for Ultra-Luxury Multi-Family (2-4 Unit) is increasing, with homes now staying on market for 73 days on average. Sale Price to List Price Ratio Market Trend Higher is better Lower is better Seller leverage in the Ultra-Luxury Multi-Family (2-4 Unit) market is strengthening, with the Sale Price to List Price Ratio now at 99%.
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Panama City Real Estate Market Trends September 2026
Total Active Listings
1,241
Recently Listed (7d)
0
market entries
Average List Price
$439K
current avg.
Inventory Breakdown by Segment
| Property Type | Entry Level | High-End | Mid-Market | Ultra-Luxury | Total |
|---|---|---|---|---|---|
| Condo/Co-op | 146 | 11 | 57 | 6 | 220 |
| Detached Home | 77 | 161 | 580 | 54 | 872 |
| Mobile/Manufactured Home | 37 | — | 7 | — | 44 |
| Multi-Family (2-4 Unit) | 7 | 7 | 14 | 9 | 37 |
| Townhome | 39 | 5 | 22 | 2 | 68 |
Market Insights & FAQ
How is the real estate market in Panama City, FL performing right now?
The data indicates a stable environment in Panama City, FL. Inventory is at 6 months, meaning a balanced environment with steady turnover. Inventory levels provide a healthy range of options for prospective buyers.
What are the current pricing trends for Panama City, FL real estate?
Currently, $387,000 represents the median entry point in Panama City, FL. Over the past half-year, home values in Panama City have moved upward by approximately 2% based on regional transaction data.
Are sellers in Panama City, FL getting their full asking price?
Buyers have room for negotiation in Panama City, FL, with a Sale Price to List Price Ratio of 96.8%. On average, properties in Panama City are transitioning from active to sold status in 55 days.
Who is the best agent to sell my home in Panama City?
Based on closed transaction data, MaryAnn Enfinger ranks at the top of our Panama City leaderboard — with 4 completed transactions on record earning an algorithm performance score of 91. Agent Algo's rankings are built entirely from real deal outcomes — not reviews or paid placements — so this reflects actual results in the local market.
How does the Panama City, FL market compare to Bay trends?
Panama City, FL maintains a distinct profile within the broader Bay region. Median home values are currently 18% higher than the regional average, reflecting the unique demand and inventory dynamics of Panama City.
Which agent is best for buying a Entry Level Detached Home in Panama City, FL?
Buyers targeting Entry Level Detached Home homes in Panama City, FL may want to work with Kelli White Garrett. Their buyer closings in this segment show a sale-to-list ratio that's more favorable than the local average — a signal of effective negotiation that keeps final purchase prices competitive for buyers.
Which agent is best for buying a Entry Level Condo/Co-op in Panama City, FL?
Our data flags Sandi Smith as a top buyer's advocate for Entry Level Condo/Co-op properties in Panama City, FL. Across their deals in the Entry Level Condo/Co-op category, Sandi Smith has consistently achieved better-than-average terms relative to asking price in Panama City, FL. That kind of negotiating edge compounds over a transaction.
Which agent is best for buying a Mid-Market Detached Home in Panama City, FL?
If you're hunting for a Mid-Market Detached Home in Panama City, FL, Sims Resort Realty Inc Sims's track record speaks for itself. For buyers competing in the Mid-Market Detached Home market in Panama City, FL, their track record indicates speed and negotiating strength that outperforms the segment baseline on both counts.
Who is a top listing agent for Entry Level Detached Home homes in Panama City, FL?
MaryAnn Enfinger has been particularly active in Panama City's Entry Level Detached Home segment, and the numbers back it up. Their listings in this segment have consistently closed faster than the local average while achieving above-average sale-to-list ratios — a rare combination that directly benefits sellers on both time and final price.
Which agent is best for buying a Mid-Market Multi-Family (2-4 Unit) in Panama City, FL?
Patricia Rodrigues Alves has a strong showing as a buyer's agent in Panama City's Mid-Market Multi-Family (2-4 Unit) market. The data shows a consistent pattern across their deals here: shorter time to close than the segment average, and acquisition terms that tend to land below-average relative to list price. Two things buyers care about most.
Which agent is best for buying a High-End Detached Home in Panama City, FL?
For those looking to purchase a High-End Detached Home in Panama City, FL, Heather Cole has the deal history to support the choice. For buyers competing in the High-End Detached Home market in Panama City, FL, their track record indicates speed and negotiating strength that outperforms the segment baseline on both counts.
Who is a top listing agent for Mid-Market Detached Home homes in Panama City, FL?
In the Mid-Market Detached Home category, few agents in Panama City, FL can match the track record of Jacob Hutchins. Their listings in this segment have consistently closed faster than the local average while achieving above-average sale-to-list ratios — a rare combination that directly benefits sellers on both time and final price.
Which agent is best for buying a Entry Level Multi-Family (2-4 Unit) in Panama City, FL?
Audrey Ripka has helped buyers close on Entry Level Multi-Family (2-4 Unit) properties in Panama City, FL — and the data shows it. Across their deals in the Entry Level Multi-Family (2-4 Unit) category, Audrey Ripka has consistently achieved better-than-average terms relative to asking price in Panama City, FL. That kind of negotiating edge compounds over a transaction.